Now a days retail investment is a big big challenge to each and every person.The challenges are because of bounties not because of scarcity of opportunity. We have different investment opportunities to meet different financial needs. Here we will discuss few important issue which should be taken care by an investors:
- Inflation: in present economic condition inflation is a major concern for the retail investors. Before investing in some where , investor should know the current inflation rate and expected inflation rate for the period of investment; so that investor can book profit by out performing the inflation rate.
- Tax policy: investors should know about the current income tax policies so that they can avail tax exemption.tax exemption is legal so investors can take the advantage of this .
- Age: investor should invest according to their age. A young person can invest in risky portfolio where as a elderly person should invest in a less risky portfolio.
- Financial goal: the investor should fix his financial goal first, then he should analyse different opportunities, which will help him to realise his financial goal.
- Portfolio:every investor should maintain a portfolio which will consist different type of asset with different risk leve.
- Information: investor should collect relevent information about different investment schemes before making any investment.
These are very simple but very important aspects which should be consider before making any investment.
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